Loan products
Loan options for
your next project.
Residential investment financing for buying, building, renovating, and holding property. Explore the options below, then talk with Lea about your project.
What we offer
Land & site work
Development
Prepare entitled land for building, including roads, utilities, and finished lots.
Land through construction
All-In-One
Combine land purchase, site preparation, and construction into one financing plan.
Ground-up builds
Construction
Build a new residential property, including a single-family home or ADU.
The final stretch
Completion
Finish a project that is already underway and needs additional funding.
Buy, renovate & sell
Fix & Flip
Purchase and renovate an investment property with plans to sell it.
Short-term capital
Bridge
Use short-term financing while preparing to sell or arrange longer-term financing.
Long-term ownership
Rental
Purchase or refinance an investment property you plan to hold and rent.
Repeat projects
Line of Credit
Explore a reusable credit facility for multiple investment projects, subject to approval.
At a glance
Compare your options.
A starting point for your conversation with Lea. Final terms depend on the borrower, property, and project.
Swipe to compare all loan terms →
| Product | Max LTC | Max LTV | Indicative pricing | Project scope |
|---|---|---|---|---|
| Development | 80% | 65% | SOFR+625 | Entitled Land → Subdivided & Finished Lots |
| All-In-One | 90% | 75% | SOFR+550 | Land Acquisition → Completed Exit |
| Construction | 95% | 80% | SOFR+375 | Finished Lot Acquisition → Completed Exit |
| Completion | 80% | 75% | SOFR+350 | 80%+ Budget Progress → Completed Exit |
| Fix & Flip | 90% | 80% | SOFR+375 | Acquisition → Resale / Refinance to DSCR |
| Bridge | 80% | 80% | SOFR+375 | Recapitalization → Resale / Refinance to DSCR |
| Rental | 85% | 85% | 5-Yr UST+100 | Acquisition → Long-Term Hold |
| Line of Credit | 90% | 75% | SOFR+450 | Repeat Activity → Completed Exit |
Indicative terms only; subject to lender underwriting and approval. Maximum leverage and best pricing may not be available together. Pricing is expressed as an index plus a spread in basis points; 100 basis points equals 1.00%. LTC = loan-to-cost. LTV = loan-to-value.
Start a conversation
Not sure which
loan fits?
Tell Lea what you’re buying or building, where it is, and when you need financing.
Contact Lea